Doing too much and not enough
It is easy to do the things that are easy and not enough of the things that are difficult.
For example I know that in the past I spent too much money on things that didn’t make me happy. I didn’t save enough for emergencies but in time I learned better. We think that things will always continue as they are, but when they don’t, we are often underprepared for that.
I am thinking back to 09 when the recession hit. I was laid off my job like many other IT people in the company and it was tough. I wasn’t rich but I didn’t have any emergency funds. It was tough quickly. I said to myself that won’t happen again. So rather than enjoy something like a new laptop, I saved knowing that I would never again be in that situation.
It doesn’t matter what your income is. Anything could happen in life. To me, knowing that I can be ok for awhile is a great relief. Knowing that I am not living at the edge of my income also makes me realize that I don’t need much stuff to be happy.
I will never be one of those people who don’t spend and try to retire early. What is the point? I wouldn’t enjoy not learning things and being useful. Besides I don’t know if I am going to have a future or not. I could die early. I save for the future, but it is not guaranteed to me. Nothing is guaranteed in life.
It is equally a mistake to just live for the present as it is to live for the future. A wise person prepares for all possibilities. I don’t know what others may do, but each day I try to enjoy something and also prepare for my future. It has worked out well for me.
- Expect the unexpected
- How much money for retirement?
- We allow unhelpful things to happen
- The world is helped by being who you are
- Stories from my Past: Some have it better, some have it worse